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Muth S., 42, is married and resides with her husband and two children in Siem Reap Province, Cambodia, an area known for the famous Angkor Wat Temple. She is employed as a chef for an income of about USD 4 per day. Her husband operates his motorbike as a driver, earning an income of USD 4 per day.

S. is requesting a loan of USD 1200 to purchase a motorbike to commute to work. With the remainder, she wants to repair her house. In the future, she would like to use any additional profit to pay for the children’s schooling. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. (S.'s husband is pictured.)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Muth to buy a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 4, 2010
Mar 26, 2010
Currency Exchange Loss:
Oct 19, 2011