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Seyilbubu's Group
In this Group: Seyilbubu , Bermet, Gulnaz , Ainura
Today it is quite easy to meet people who complain about current economic situations and just refuse to seek solutions for their own problems, blaming everything around.

Nevertheless, the heroes of our story would consider everything said above as just an absence of creativity. Their principle is to be creative and keep on trying.

Seyilbubu O. is the leader of this group. By the age of 52 she had raised 4 sons. Seyilbubu is divorced and she successfully overcame the ordeal of being a sole provider for the family as her eldest son is married already and started to help support his family.

As to Seyilbubu’s occupation, she offers seamstress’s services. She makes handycrafts to order. She used to produce handycrafts for domestic use only. However, afterwards she started receiving orders from her acquaintances.

This activity has allowed her to lead a relatively independent life. Her monthly income amounts to about 60 USD. She thriftily saved money and was able to send her kids to school and provide them with school supplies and clothes.

Now Seyilbubu dreams about buying new household appliances and a new sewing machine. Before doing that she needs to make new handycrafts for sale. She is in need of a loan to purchase a hundred kg of wadding and fabric.

Seyilbubu’s partners are:

Bermet M., 39, is a mother of three children. Her husband works in construction. Bermet breeds cattle. Two of her children go to school. Bermet needs a loan to buy a cow. Bermet’s dream is to provide her children with education.

Gulnaz B., 34, has three children. Her eldest son, in spite of being just sixteen, already earns his own living. The other two children go to school. Gulnaz is a seamstress. She needs a loan to purchase fabric.

Ainura E. K., 41, breeds cattle and sells milk. Her husband is a policeman. He works in a crime detection department. In his free time he helps his wife look after the cattle. Ainura hopes to obtain this loan and buy a cow for breeding.

Where Did This Loan Come From?

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 86
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 45.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Seyilbubu's Group's $1,275 loan helped a member to purchase wadding and fabric to make handycrafts.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 2, 2010
Mar 26, 2010
Currency Exchange Loss:
Feb 15, 2011