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Epiphanie is 37 years old and is married with three children who are 2, 5 and 7 years old. She also takes care of two relatives who are 11 and 14 years old.

Epiphanie is a self-employed businesswoman selling a variety of goods, as her photo indicates. Those goods include cosmetics products like body lotion and toothpaste as well as foodstuffs like rice, sugar, flour and cooking oil. Her shop is open from 6 a.m. to 6 p.m. every day.

Epiphanie is now requesting a Kiva loan via Vision Finance Company in order to expand her shop by purchasing a large quantity of sugar and rice, as they are in high demand.

With this large quantity, she will also start wholesaling. In doing so, she hopes to earn more profits which, in turn, will allow her to renovate her house, continue paying school fees for her two relatives, as well as build a secure future for her three children.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $18,423,625
    Funds lent in using Kiva
  • 581.9
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Epiphanie to expand her shop by purchasing a large quantity of sugar and rice.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 24, 2010
Mar 26, 2010
Currency Exchange Loss:
Feb 15, 2011