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Shama's Group
In this Group: Shama , Naziran, Manzooran, Bakhan, Bakhan
Shama B. A. is from the mid-size city,Vehari,in Pakistan. She is a vigorous lady. After finishing the household chores she sews clothes for her neighbors. Her work gives her money which helps her to share the financial burden with her husband who is involved in a dairy business. He purchases milk from the milk shops and sells to the community. His work requires struggle but it doesn’t give him good return because he has to pay a fee for purchasing the milk. Shama is requesting a loan to purchase a dairy cow so that her husband can start selling his own milk and can generate more profit.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 384
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 83.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shama's Group's $850 loan helped a member to purchase a dairy cow.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 18, 2010
Mar 26, 2010
Currency Exchange Loss:
Mar 15, 2011