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Elsa Maria
Mrs. Elsa Maria H. Z. is married and makes a living by selling new and used clothing, an activity which she has done for eleven years. She has had three loans with CEPRODEL, and this one will be used for the purchase of a package of used clothing and one of new clothing in order to expand and improve her business and her family life.
View original language description ↓
La Sra. Elsa María Hernández Z. ella se desempeña como vendedora de ropa usada y nueva tiene de dedicarse a esta actividad once años, ella es casada actualmente. Ha tenido tres créditos con CEPRODEL y este crédito él lo está solicitando para la compra de una paca de ropa usada y ropa nueva y para ampliar y mejorar su negocio y su vida familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Elsa Maria to purchase a package of used and new clothing.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 22, 2010
May 1, 2010
Currency Exchange Loss:
Apr 15, 2011