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Tas Efi Group
In this Group: Ya Fatmata, Esther, Marie, Rugiatu, Mamusu
Here are members of the 'Tas Efi' group from Magburaka, a town in northern Sierra Leone. They are a group of petty traders who have come together to seek a loan of SLL 500,000 for each member of the group in order to boost their businesses.

Ya Fatmata B. is the leader of this group of borrowers. Ya Fatmata who sells plastic bowls, dishes, and gara lappers (locally dyed cloth) is approximately 37 years old. She was born in Mangay Bana village, near Magburaka town. She is married to a businessman and they have four children. Ya Fatmata, who has been a businesswoman for many years now, will use her share of the loan to buy dozens of plastic bowls, dishes and gara lapper making materials – inks, caustic soda, powder and the white cotton (called 'brillian').

(Attached to this photo is a snapshot of a borrower who was not able to be present for the group photo.)

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,918.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Tas Efi Group's $650 loan helped a member buy gara lapper making materials – inks, caustic soda, powder and the white cotton and dozens of plastic bowls, dishes, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 16, 2010
Apr 1, 2010
Currency Exchange Loss:
Dec 15, 2010