A loan of $1,250 helped a member to purchase additional products to sell.


Junita Ortiz Group's story

Junita O. is from the village of Naga,Jimenez, Misamis Occidental. She is 50 years old. Junita is the leader of a 5-member group loan offered by PMPC. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Junita is married and has 5 school-aged children. To make a living, Junita owns & operates a general store selling a variety of different products in the local community. Junita has been engaged in her business for over 18 years and earns approximately 1500 PHP a month for these activities.

In 2009, Junita joined PMPC to gain access to financial services to help improve her living situation and to have the ability to engage in business activities. Junita has successfully repaid a previous loan of 7000 PHP from PMPC. This previous loan was used to purchase additional products to sell. Junita is requesting a new loan of 14900 PHP, which will be used to purchase additional products to sell. This will be the 3rd loan taken out by Junita from PMPC. She plans to use the additional revenue generated from the business to pay the tuition fees of her children.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Junita, Alice, Rogelia, Magdalena, Albina



Loan details


Lenders and lending teams



Loan details