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Ukotzijal Chotacaj Group
In this Group: Juana Vicenta , Nicolasa Simeona, Vilma Veronica, Julia Josefina, Juana Teresa, Elena Cruz , Leticia Macaria, Florencia Bernabe , Jesus Florinda , Cayetana Antonia
Doña Juana Vicenta Hernández, age 40, is married and has studied crafts. She sells traditional clothing for women and is responsible, honest and courteous. Seeing the need to obtain a bit of capital, she and a few neighbors who have known each other for a long time decided to organize a small group in order to get it. They have applied for a group loan from ASDIR which will be used as working capital. They hope that they will be able to improve the demand from customers and their families’ living conditions.

The group is made up of ten women and called “UKOTZIJAL CHOTACAJ”, which translates as “Chotacaj Flower”. The group is located in Chotacaj Canton in the municipality and department of Totonicapán, Guatemala.

View original language description ↓
Doña Juana Vicenta Hernández de 40 años de edad, casada, de oficios Estudiante, ella vende “Ropa Típica para Mujeres” responsable, honesta, respetuosa, viendo la necesidad de obtener un pequeño capital y unas vecinas que se conocen hace mucho tiempo, el cual las actividades de ellas son diversas, deciden organizar un pequeño grupo para poder acercarse a las oficinas de ASDIR a solicitar un préstamo grupal, el mismo será utilizado como capital de trabajo. Donde ellas podrán mejorar la demanda de clientela, condiciones de vida como la de su familia. El grupo es conformado por Diez mujeres, denominado “UKOTZIJAL CHOTACAJ”, que traduciéndolo significa “Flor de Chotacaj”. La residencia del grupo se encuentra en Cantón Chotacaj, del municipio y departamento de Totonicapán, Guatemala.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 74
    View loans »
    Guatemala Loans Fundraising
  • $12,593,650
    Funds lent in using Kiva
  • 8.1
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Ukotzijal Chotacaj Group's $1,875 loan helped a member working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 18, 2010
Mar 25, 2010
Currency Exchange Loss:
Oct 15, 2010