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Gerard is 46 years old and is married with seven children who are between 6 and 18 years old.

Gerard is a hardworking businessman known in the business of baking breads for sale. He has been in this business for about five years and the hours of his business are from 6 a.m. to 6 p.m. every day.

Gerard has an idea of expanding his business meaningfully through purchasing a large quantity of flour so that he can increase the quantity of produced breads to the extent that he can even start wholesaling. To this end he is requesting a Kiva loan via Vision Finance Company so that his sales as well as the profits can be increased.

The more Gerard’s business keeps growing, the more he will save for his future and continue taking care of his family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $18,405,575
    Funds lent in using Kiva
  • 574.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Gerard to buy a large quantity of flour.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 19, 2010
Mar 25, 2010
Currency Exchange Loss:
Dec 15, 2010