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Kalsoom's Group
In this Group: Kalsoom , Samreen Naz, Fatima, Rashidan, Shahnaz
Kalsoom is a wife of Mr. T. and lives in a city named Borewala, a city famous for its shrines in Pakistan. They both are very hard working. They operate their dairy business. They both get up early and get the milk from their cows. Kalsoom sells the milk in the community and her husband sells the milk to the milk shops. They charge Pak Rs. 35 for 1 litre milk. They get almost 15 to 20 litre milk from their cows which give them good profit.

Presently, they have two cows but they need of a loan to buy another cow to expand their milk selling business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 258
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 84.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,175 loan helped a member to buy another cow for dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 17, 2010
Mar 28, 2010
Currency Exchange Loss:
Mar 15, 2011