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Francois is 26 years old and is still single. He has two years of experience in the business of selling goods in his shop. His shop includes a variety of goods as his photo indicates. His shop is open from early in the morning until late in the evening hours.

Francois is requesting a Kiva loan via Vision Finance Company so that he can expand his business by purchasing a variety of products which seem to be highly in demand in his village. Those goods will include foodstuffs - mainly rice, sugar, beans, Irish potatoes, sweet potatoes, etc.

With these additional goods, Francois hopes to earn more profits which, in turn, will allow him to start saving for further reinvestment in his business.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 574.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Francois to purchase more foodstuffs for his store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 18, 2010
Mar 24, 2010
Currency Exchange Loss:
Dec 15, 2010