A loan of $200 helped maintenance of the rice mill.


Cleofel's story

Cleofel S. is from the village of Malipayon, Pangantucan Bukidnon. She is 35 years old and married with five school-aged children. To make a living, she has a business providing rice milling services to local community members. She has been in this business for over five years and earns approximately 12,000 to 20,000 PHP a month. In 2009, Cleofel joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI and is requesting a new loan of 8000 PHP which will be used for maintenance of the rice mill. This loan will be the second loan taken out by Cleofel from HSPFI. She plans to use the additional revenue generated to improve and expand her business. About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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Loan details