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Anecita C. is a 42-year-old woman living in the town of Brgy 9, Isabela, Negros Occidental. She is married and has 5 school-aged children. To make a living, Anecita owns and operates a business venture in the sector of operating a specialized retail store. While not the only means for generating revenue, the main source of income for the business comes primarily from selling animal feed and farm-related products in the local community. Anecita has been engaged in this business for over 14 years and earns approximately 5,000 PHP a month from these activities.

In 1997, Anecita joined NWTF to gain access to financial services to help improve her living situation and ability to engage in business activities. Anecita has successfully repaid a previous loan of 19,000 PHP from NWTF. Anecita is now requesting a new loan of 19,000 PHP, which will be used to purchase additional products to sell. The loan will be her 17th loan taken out from NWTF. Anecita plans to use the additional revenue generated from the business to pay the tuition fees of her children.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation, Inc., has answered the calls of not just of a few but thousands of women. Through the alleviation program, these women have progressed from earning less than a measly $1 a day, to surpassing the realities beyond their dreams. They have learned to live a life where they can finally be called honorable. This is Project Dungganon.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 338
    View loans »
    Philippines Loans Fundraising
  • $65,920,300
    Funds lent in using Kiva
  • 45.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Anecita to purchase additional products to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 12, 2010
Apr 1, 2010
Currency Exchange Loss:
Jan 15, 2011