A loan of $200 helped to purchase additional products to sell.

Bernaditha's story

Bernaditha D. is from the village of Malipayon, Pangantucan Bukidnon. She is 55 years old. Bernaditha is married and has 2 adult children. To make a living, Bernaditha owns & operates a food stall. The main source of income for the business comes from selling specialty food products and a variety of viands in the local community. In 2009, Bernaditha joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Bernaditha has successfully repaid a previous loan of 11,000 PHP from HSPFI. She is now requesting a loan of 8,000 PHP, which will be used to purchase additional products to sell. This loan will be the 4th loan taken out by Bernaditha from HSPFI. She plans to use the additional revenue generated from the business to supplement the family's income.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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