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Maria De Jesus
María de Jesús Córdoba R. works as a janitor in the professional training center "Centro de Capacitación Profesional Nicaragüense Alemán CECNA." She has 2 children in her care, and they are school-aged. She is married, and has taken 10 loans with CEPRODEL over the last 9 years. Over this period she has used the loans to invest in the house that she lives in. She was able to do this thanks to CEPRODEL.

The loan requested will be used to cover construction costs: buying flooring, cement, and labor, to improve her home. She is doing all of this to provide better security and better living conditions for her children.
View original language description ↓
María de Jesús Córdoba R., quien Labora como Conserje en el Centro de Capacitación Profesional Nicaragüense Alemán CECNA, ella tiene dos hijos a su cargo, y estos se encuentra en edad escolar, es casada, ha trabajado diez crédito con CEPRODEL durante nueve años, en este periodo de tiempo ha invertido los crédito en la mejoramiento de la vivienda en la que habita, gracias al financiamiento otorgados por CEPRDEL.
El crédito solicitado es para la compra de materiales de construcción como: piso, cemento y mano de obra, para su casa de habitación.
Todo esto con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Maria De Jesus home improvement: to buy construction materials and supplies and pay labor costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 16, 2010
May 1, 2010
Currency Exchange Loss:
Nov 29, 2011