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Juana Margarita
Juana Margarita López Rodríguez works as a custodian at the National Engineering University (Universidad Nacional de Ingeniería). She is married and has school-age son. Juana Margarita has already had four loans with CEPRODEL within the last four years. During this time, she has invested the loans into making improvements in her home. She was able to do this thanks to the financing provided by CEPRODEL.

The loan is she is requesting is for the purchase of construction materials such as zinc, roofing beams, and nails as well as to pay for the labor costs; these materials will be used for making improvements to the roof of her house. Juana Margarita wants to do all this in order to create a better and safer environment for her children.
View original language description ↓
Juana Margarita López Rodríguez, quien Labora como Conserje en el Universidad Nacional de Ingeniería, ella tiene un hijo a su cargo, y este se encuentra en edad escolar, es casada, ha trabajado cuatro crédito con CEPRODEL durante cuatro años, en este periodo de tiempo ha invertido los crédito en la mejoramiento de la vivienda en la que habita, gracias al financiamiento otorgados por CEPRDEL.
El crédito solicitado es para la compra de materiales de construcción como: zinc, perlines, clavos y mano de obra para el techo de su casa de de habitación.
Todo esto con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Juana Margarita home improvements and expansion.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Mar 16, 2010
May 1, 2010
Currency Exchange Loss:
Dec 30, 2011