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Sr. Ulises H. is married and has two school age children. His wife is an elementary school teacher. Don Ulises has been working for the Chichigalpa municipal government for 13 years as a garbage truck driver.

He has received five previous loans which were used for making improvements to his home. This latest loan will be used for medical and other related expenses. Ulises says the loans have been very helpful because they have allowed him to provide his family with a better standard of living.

View original language description ↓
El señor Ulises H. es casado, tiene 2 hijos en edad escolar, su esposa es maestra de educación primaria.
Don Ulises es trabajador de la Alcaldía Municipal de Chichigalpa desde hace 13 años desempeñándose como conductor de una unidad recolectora de basura.
A él se le han otorgado 5 créditos los cuales han sido para mejoramiento de vivienda y este ultimo que es para gastos médicos y otros gastos.
Él nos expresa que han sido de mucha ayuda, ya que le han permitido dar un mejor nivel de vida a su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ulises medical and other related expenses (such as buying medicines).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Mar 22, 2010
May 1, 2010
Currency Exchange Loss:
Aug 29, 2011