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Álvaro José
Alvaro works as a custodian in the Chinandenga city hall. He is single, has no children, and lives with his parents. Alvaro is requesting this loan in order to help his parents a little with household and other expenses. His parents are elderly and can no longer work.
View original language description ↓
El joven Álvaro José V. M. es trabajador de la Alcaldía de Chinandega, se desempeña como operario de Limpieza, es soltero no tiene hijos y aun vive en casa de sus padres.

El señor Álvaro V. M., solicito el crédito para ayudar un poco a sus padres en los gastos del hogar y otros gastos personales, ya que sus padres son personas de edad y ya no pueden trabajar por su propia cuenta.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Álvaro José assist parents with expenses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 10, 2010
May 1, 2010
Currency Exchange Loss:
Oct 19, 2010