Alcira was born on the 8th of September, 1944 in Obra GranD., VallegranD..
The province of VallegranD. in located in the south west region, 241 kilometres from the department of Santa Cruz D. la Sierra. It has a population of 26,027 inhabitants and a landmass of 6,414 square kilometres. It is located at a mean height of 1,970 metres above sea level.
VallegranD. is characterised by its hilly topography of valleys, mountains and various mountain ranges.
It has a mild, stable climate and its primary production is agriculture. Its fields are used for the cultivation of ornamental flowers.
Alcira has four school-aged children and is married to Francisco. Both of them work in agriculture.
20 years ago, Alcira aquired a small parcel of land in Villa Florida,10km from San Luis, on the way to Pampa D. Coscal. At the same time, she started working in this area in agriculture.
Alcira has never taken out a loan at another institution and this is the first time that she is asking for a loan with Kiva. She went to Emprender (Kiva's field partner) after it was recommended to her by a neighbour who works in the same field as her. Alcira is very hardworking and as she has four children to raise she gets up in the early hours of the morning to start work.
The money from this loan will be used to purchase seeds to sow potatoes as it is now sowing season, and after harvesting them she will sell them in the local market. Alcira also sows other vegetables, including corn and beans.
Alcira is grateful to Emprender for the trust they have placed in her in approving this loan.
La Sra Alcira nacio el 8 D. septiembre D. 1944 en Obra GranD. en VallegranD.(La provincia VallegranD. se ubica en la región Sur Occidental a 241 kilómetros del departamento D. Santa Cruz D. la Sierra. Tiene una población D. 26.027 habitantes y una superficie D. 6.414 kilometros cuadrados. Está ubicada a una altura media D. 1.970 metros sobre el nivel del Mar.
VallegranD. se caracteriza por su topografía accidentada con valles, montañas y varias serranías.
Su clima es templado, poco variable y su principal producción es la Agricultura y sus campos son apropiados para el cultivo D. especies D. flora ornamental).
La Sra. Alcira tiene 4 hijos que se encuentran en edad escolar esta casada con el Sr. francisco, los dos se dedican a la agricultura.
Hace 20 años que adquirio una pequeña parsela en villa florida a 10km D. San Luis camino a la Pampa D. Coscal, hace 20 años tambien que se dedica a la agricultura en esa zona y nunca habia sacado credito D. otra institucion es la primera ves que saca financiamiento y vino a Emprender por referencias D. un vecino que tambien se dedica a la misma actividad que la Sra Alcira, ella es muy trabajadora ya que tiene 4 hijos que mantener se levanta a tempranas horas D. la mañana, el dinero del credito es para la compra D. semillas para la siembra D. Papa ya que es temporada D. siembra, y despues D. cosecharlas lo comercializa en el mercado D. la zona la Sra Alcira tambien siembra otros productos como Maiz, Poroto, etc.
La Sra Alcira esta agradecida con Emprender por la confianza brindada en la otorgacion del credito.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.