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By God's Grace Group
In this Group: Esther, Bob John, Comfort, Fatu, William
Esther T. is the leader of a group of five borrowers called By God's Grace. She sells lapa (a wax-printed fabric popular in many parts of Africa) at the Red Light Market on the outskirts of Liberia's capital, Monrovia. Esther plans to use her 8,000 Liberian Dollar portion of this 36,000 Liberian Dollar group loan to buy more lapa fabric for resale.

Esther is 45 years old, married, and has seven children whose ages range from 8 to 24 years old. Her youngest children attend elementary school and the oldest have attained a senior high education. Esther herself was never able to go to school, as she says her parents refused to let her go.

Esther has had her lapa fabric business for about 8 years now and she says she started small. Her business has grown but she says it's difficult because there are many other lapa sellers nearby, so competition is stiff. She says she tries to distinguish herself from her competitors by buying lapa fabric of high quality with fine designs.

In the photo that accompanies this profile, Esther is the one holding the sign. Comfort D. is inset at lower left.

About LEAP:
The Local Enterprise Assistance Program (LEAP) is Liberia's largest and oldest continuously operating microfinance institution with 13 branches across the country. Founded in 1994, the non-profit organization has survived periods of civil war and severe socio-economic hardship. LEAP seeks to help rebuild post-conflict Liberia through its group and individual loans to micro- and small-scale entrepreneurs, and puts emphasis on lending to women.

Join the Team LEAP - Liberia lending team on Kiva today:

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • $700
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,038,900
    Funds lent in using Kiva
  • 72.5
    Liberia Dollars (LRD) = $1 USD