A loan of $2,525 helped a member to purchase materials needed to provide service.


Jane's Group's story

Jane T. is from the village of San Antonio, Cauayan City, Isabela. She is 55 years old and is the group leader of a twelve-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Jane is married and has three adult-aged children. She owns and operates a business providing tailoring services to the local community. She has been engaged in her business for over twenty-five years and earns approximately 5,000 PHP a month. In 2005, Jane joined ASKI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is requesting a new loan of 14,000 PHP which will be used to purchase materials needed to provide service. This loan will be her sixth from ASKI. Jane plans to use the additional revenue generated from the business to supplement her family's income. About ASKI: ASKI is one of the most successful microfinance institutions in the Philippines. It has twenty-one branches covering the Central and Northeastern areas. Its clients are mostly of farmers, fisherfolk and small entrepreneurs. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Jane, Perlita, Glenda, Emilio, Carmelita, Analyn, Celestina, Ma. Gloria, Merlita*, Cristina*, Revelina, Lilia
*not pictured



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Loan details