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Pheng Y., age 29, is married and resides with her five-year-old child in Takeo province, Cambodia.

Y. is engaged in a business sewing clothes, earning an income of 3 USD per day to help cover the family expenses. Her husband (pictured) is a construction worker, earning an income of 3 USD per day. Their standard of living has been improved since Y. and her husband have had these businesses.

Y. is requesting a loan of 500 USD to purchase calves to raise for sale. This is her second loan from CREDIT, Kiva’s partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 205
    View loans »
    Cambodia Loans Fundraising
  • $39,862,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Pheng to buy calves to raise and sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 5, 2010
Mar 23, 2010
Currency Exchange Loss:
Sep 19, 2011