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Kalsoom Akhtar's Group
In this Group: Kalsoom Akhtar, Razia , Safia, Riaz
Razia and Safia each want a loan to buy seasonal fruit for their fruit-selling business. Riaz wants a loan to buy wheat for her wheat-selling business.

Kalsoom akhtar is a 38-year-old woman. She has a two-room brick house and has been living in it with her family for the past 25 years. She is the group leader of the afore-mentioned ladies. They all live in a city called Lahore, famous in Pakistan for its historical places and its Punjabi foods.

Her husband's name is M. N. and he has a shoe-selling business. He sells specifically men's shoes in the market. He has been in this business for the past 15 years. Kalsoom has given birth to nine children: seven sons and two daughters. Her eldest son is eighteen years old and runs a cosmetics-selling business. The others are enrolled in school and are getting an education.

As you can see, they have a big family to care for so Kalsoom also offers her services as a seamstress. She sews clothes for her neighbors and earns income. She has been in this profession for the past 10 years. Her neighbors give her orders because of her good stitching. She is applying for a loan to buy cosmetics to expand her son’s cosmetics-selling business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 331
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 84.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom Akhtar's Group's $900 loan helped a member to purchase cosmetics to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2010
Mar 28, 2010
Currency Exchange Loss:
Mar 15, 2011