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Shamim's Group
In this Group: Shamim , Kaniz , Sugran
Kaniz wants a loan to buy items (chairs, mirror) for her gent’s hair salon. Sugran wants a loan to buy video games for her family's game shop.

Shamim is the wife of A. A.. She is also the group leader of the afore-mentioned ladies. They all live in a city called Lahore, a city famous in Pakistan for its historical places and its Punjabi foods.

Shamim has a two-room brick house in which she has been living for the past 25 years. She has given birth to five children: four sons and one daughter. Her eldest son is twenty-eight years old; he couldn’t get an education because of the family's meager financial resources. He has decided to start his own business of cloth-selling so his other siblings can afford to go to school and get an education. He started this business when he turned twenty years old.

Shamim also helps him by doing the embroidery on simple cloth which attracts the customers and it has become the source of his good earning. So she is applying for a loan to buy seasonal cloth and beads and colored thread to expand her son’s clothes-selling business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 84.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $675 loan helped a member to purchase clothes and materials for cloth-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2010
Mar 28, 2010
Currency Exchange Loss:
Mar 15, 2011