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Mrs. T., 57, is a person on a low income who lives in a rural area of Phnom Penh, the capital of Cambodia, where she sells food to earn a living. She buys ingredients at the market and produces the food in her home. She starts selling food in the early evening and her buyers are people in her village. She was married, but her husband died. She has two daughters: one is a garment factory worker and the other assists her in selling food.

Mrs. T. has been trying to save up money in order to build a new house but her savings are still not enough to start the construction process. Therefore, she decided to request a loan to add to her savings in order to build a new house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 83
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Kang to build a new house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 18, 2010
Apr 1, 2010
Currency Exchange Loss:
Feb 16, 2011