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Soth L., age 39, is married and resides with her husband in the Takeo province of Cambodia. She has no children. She is employed at a local garment factory, earning an income of $2 per day to help cover the family expenses. The family is also assisted by her husband, who is a farmer growing rice and earning an income of $3 per day. Their standard of living has been improved since they have had these businesses.

L. is requesting a loan of $1,000 to purchase a mechanical plow to help with the farming business. By doing so, she hopes that her husband will be able to produce more output from his farmland. This is L.’s first loan from CREDIT, a partner of Kiva.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,476,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Soth buy a mechanical plow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 15, 2010
Mar 22, 2010
Currency Exchange Loss:
Aug 16, 2011