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María Lucrecia
In the Iván Montenegro market, Señora María M. sells dairy products such as cheese and cream, which she prepares for sale herself early in the morning in the market.

She is applying for a loan to invest in the purchase of dairy products such as cheese and cream so that she can offer them for sale and thus obtain income for the development of her business.

View original language description ↓
En el Mercado Iván Montenegro, la señora María M. se dedica a la venta de productos lácteos como queso y crema siendo comercializados por ella misma a diario desde muy temprano en el mercado.

Está solicitando el crédito para invertirlo en la compra de los lácteos como el queso y la crema para ofertarlo y de esta manera obtener los ingresos para el desarrollo de su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped María Lucrecia buy cheese and cream.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 12, 2010
May 1, 2010
Currency Exchange Loss:
Oct 19, 2010