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Fabiola Del Monserrate
Fabiola is 52 years old and lives in the suburbs of Guayaquil. She lives in a cement home with all basic services. She is divorced and has three adult children.

Fabiola started a small store where she sold gum, snacks, and candy. Little by little she began adding paper goods. Now she has a small stationary shop. It doesn't have much variety, but includes some necessary items. She also sells drinks and confectionary items to her customers. At times, she also needs to do some sewing for her neighbors when she needs extra money.

She wants to use the money from this loan to buy notebooks, writing pads, and pens for the school year. (Classes run from April to December.) In the future she would like to put a fence up around her home to improve its security. She would also like to sell ice cream.
View original language description ↓
Fabiola Rodríguez de 52 años, vive en una zona periurbana en la Perimetral de Guayaquil, su casa es de cemento y cuenta con todos los servicios básicos. Es divorciada pero tiene 3 hijos que ya se han independizado.

Fabiola comenzó con una pequeña tienda vendiendo chicles, snack y confites. Poco a poco incremento su tienda con papelería. En la actualidad ella tiene una papelería pequeña no muy surtida pero con cosas dispensables. También vende bebidas y confites para sus clientes. Algunas veces cuando no tiene suficiente dinero tiene que realizar costuras de ropa a sus vecinas.

Con el préstamo quiere comprar cuadernos, carpetas, plumas para la temporada escolar ( en abril hasta diciembre tiene clases las escuelas y colegios). En el futuro quiere poner rejas a su local para más seguridad y vender también helado.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Fabiola Del Monserrate notebooks, writing pads, pens for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 8, 2010
Mar 22, 2010
Currency Exchange Loss:
Apr 15, 2011