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Born in 1972 in Cotonou, the economic capital of Benin, Ms. O. Sébastienne has been living for about eighteen years in PK12, in the town of Sèmè-Podji, Benin. She is married to Mr. DJOSSOU Paul, an auto mechanic, and is the mother of six children, some of whom are in school. The family lives together, and the couple jointly ensure that house expenses are covered.

Sébastienne never attended school. For nearly fifteen years, she has been running a business selling beverages and a variety of cosmetics at the Dégakon market in Cotonou. She gets her supplies from Dantokpa, the international market of Benin.

She is a previous ALIDé client having benefited before from two loans, which she has repaid. She's requesting another loan in order to expand her business further and to respond better to the numerous demands of her customers.
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Née en 1972 à Cotonou, capitale économique du Bénin, O. Sébastienne vit depuis 18 ans environs à PK12, dans la commune de Sèmè-Podji au Bénin. Sébastienne est mariée à DJOSSOU Paul, un mécanicien auto et est mère de six enfants, dont certains sont scolarisés. Sébastienne a un autre enfant à charge. La famille vit ensemble et le couple assure ensemble les charges de la maison. Sébastienne n'a pas féquenté l'école. Depuis près de 15 ans, Sébastienne mène comme activité, la vente de boissons et divers produits cosmétiques au marché Dégakon à Cotonou. C'est à Dantokpa, marché international du Bénin, que Sébastienne s'approvisionne. Sébastienne est une ancienne cliente de ALIDé, ayant bénéficié auparavant de deux crédits, qu'elle a bien remboursés. Sébastienne sollicite un autre crédit, afin d'agrandir davantage son activité et de mieux répondre à la demande nombreuse de sa clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 485.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Sébastienne buying drinks, liquor, and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2010
Mar 23, 2010
Currency Exchange Loss:
Apr 16, 2011