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Karla Fabiola E. has been a junior high school teacher for 24 years. She's married and has two small school age children.

She is requesting this money to finish her home. She will purchase construction materials such as ceramic tile and cement, and will pay for the transportation of the materials as well as for the labour. All the loans she has had from Ceprodel have been invested in the construction of her home.
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La Sra. Karla Fabiola E. es profesora de secundaria tiene 24 años de ser maestra, es casada tiene dos niños menores en edad escolar, el dinero lo solicita para la terminación de su casa va a comprar materiales de construcción como cerámica, cemento, pago del transporte del traslado del material y pago de la mano de obra, y todos los créditos que ha tenido con ceprodel los ha invertido en la construcción de su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Karla purchase of cement and blocks.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 16, 2010
May 1, 2010
Currency Exchange Loss:
Mar 15, 2011