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Palmier Plus Group
In this Group: Jean-Jacques, François, Dorcas, Marie, Mundundu, Wivine, Pierre, Nzumba, Tsala, Tsamba, Virginie, Lumengo, Mireille, Anastasie, Perpetue, Annie*, Ndoko, Mawesi, Mafuta, Laurette, Mafuta, Isingu, Makotana*, Kididi, Maweshi, Ngombi, Landu, Keto, Iholo, Pauline, Mabinda, Clémentine, Landu, Munianga, Marie, Kahomba, Mafuta
* not pictured
Jean Jacques N. is the leader of the 37-member group named “Palmier Plus” which means “Palm tree” in English. The group has formed in order to apply for Kiva loans with the goal of developing their businesses.

Jean Jacques has been part of the micro-enterprise world since 1996. He runs a drugstore in the west of Kinshasa and has acquired solid experience in this area. He works hard with good management skills in order to realize his dream of one day opening a large drugstore in his community. He would also like to achieve financial independence through his business that currently earns him $200 per month. He works to the best of his abilities and uses his contacts to achieve his goals. Mike is a trustworthy client of the MFI HOPE RDC, having received and correctly repaid four loans. He will increase his stock of medicines with his next loan, re-selling them at a profit. Jean Jacques is 39 and married with six children, two of them in school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Palmier Plus Group's $3,450 loan helped a member increasing the drugstore’s stock by buying medicines reselling them at profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 16, 2010
Mar 22, 2010
Currency Exchange Loss:
Aug 15, 2010