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Svetlana owns a retail business that sells cosmetics and perfumes at the central market in Belaya Tserkov. She has been operating this business for 14 years.

Svetlana started this business when her husband left. Due to her business Svetlana was able to raise her three children. Now as they have grown up and left home, she continues to help them. Svetlana’s business also grew. Today Svetlana has one employee and many loyal clients.

Svetlana would like to borrow 20,000 UAH to purchase more inventory. She hopes to increase her business's sales and receive additional income. Svetlana’s goal is to complete building a small house outside the town. She is doing the finishing work now.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Svetlana to purchase cosmetic and perfume inventory.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 3, 2010
Mar 22, 2010
Currency Exchange Loss:
Jul 15, 2010