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Ros M. is married and resides with her children in Phnom Penh City, Cambodia. She has six children.

M. is engaged in a business producing sacks (usually of strong material), earning an income of 2 USD per day to help cover the family expenses. The family is also assisted by her husband who is a construction worker, earning an income of 10 USD per day. He has been with his business since 2000. Their standard of living has been improved since they have had these businesses.

M. is requesting a loan of 1,000 USD to build rental rooms for garment factory workers. This is her first loan from CREDIT, Kiva’s partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ros to build rental rooms for workers at the factory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 2, 2010
Mar 22, 2010
Currency Exchange Loss:
Nov 15, 2010