A loan of $600 helped to purchase general farm supplies & equipment.


Segivao's story

Segivao I. is 34 and married with 4 children. She owns a business venture, planting & harvesting fruits & vegetables for sale. Segivao has 3 years of experience in this business. Segivao needs a loan of WST $1500 to purchase general farm supplies & equipment. She plans to use the earnings from her business (estimated to be 500 talas or US $208 per week) to improve/expand the business.

You can view pictures of a typical vegetable garden in Samoa, taken by a Kiva Fellow, at: http://picasaweb.google.com/agnes.p.chu/VegetableGarden#

In 2007, Segivao joined SPBD. This is her 3rd loan with SPBD. SPBD's loans are Segivao's only access to capital because she was never able to qualify for a loan with traditional banks.

The following social metrics for Segivao I. are provided by SPBD*: Overall Social Metric Score: 1.6 out of 3 Level of Education: 1.6 out of 3 Level of total Household Income: 1.8 out of 3 Quality of Household Assets: 2.3 out of 3

*SPBD measures the living conditions of each of its borrowers to track her loan progress. The overall social metric score, provided by SPBD, is based upon a number of factors, such as the condition of the house/household assets, health, education, income level, and family reputation. A higher number represents a higher score. For example, a ""3 out of 3"" on education would mean that the borrower has graduated from university; a ""2 out of 3"" = secondary/high-school, and a ""1 out of 3"" would mean that the borrower is uneducated.

For more information on this score, please see SPBD's partner page at: http://partners.kiva.org/about/aboutPartner?id=15

About SPBD In 2000, Greg Casagrande founded SPBD and since then, it has expanded from the main island of Upolu in Samoa to Savaii, as well as Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method.

Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD: http://www.kiva.org/community/viewTeam?team_id=8375



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Loan details