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Salma's Group
In this Group: Salma , Shamim Akhtar , Bilquis, Shamim Akhtar
Salma is 36-year-old woman. She lives in a city called Borewala, in Pakistan. Borewala city is famous for its shrines.
Her husband's name is L. A. and he has a paint-selling business. He runs a paint shop in the community and also offers painting services to his customers. Salma is also a very hard-working lady. She runs her own clothes-selling business. Her clientele base is in her community. They give her orders for seasonal clothes. She travels once a month to various cities (Lahore & Multan) to purchase the clothes. Her earning allows her to think about the betterment of her family. She is applying for a loan to buy cans of paint to expand her husband’s paint-selling business.

Salma has three other ladies in her loan group. Shamim akhtar wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Bilquis wants a loan to buy material (lentils, cooking oil and rice) for her food stand. Another Shamim akhtar wants a loan to buy cans of paint to resell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 215
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 84.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Salma's Group's $975 loan helped a member to buy cans of paint to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 2, 2010
Mar 25, 2010
Currency Exchange Loss:
Mar 15, 2011