A loan of $1,075 helps to buy pedigree cattle to increase her income from raising livestock.


Dzhanarkul's story

Dzhanarkul is 31 years old and married with one son. She has a secondary-level education and works as an accountant, but she is currently on maternity leave. Dzhanarkul has a good understanding of agricultural technology and she knows how to invest funds effectively. She has been raising livestock since 2016 to provide her family with an additional source of income. Thanks to her hard work on the farm, Dzhanarkul now has 2 cows, 20 sheep, a horse and a 0.6-hectare plot of land where she grows clover.

In order to further develop her business, Dzhanarkul has approached Bai Tushum Bank for a loan of 75,000 som. She will use the money to buy pedigree cattle, in order to increase her income from raising livestock. Dzhanarkul plans to invest the profit from the loan in further developing her business and in improving her family's standard of living.

Translated from Russian by Kiva volunteer Robin Munby.


This loan is special because:

The borrower receives a lower interest rate to fund their agriculture activities.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule