Rafael is married and has daughters who are already in the university. His is an old client of Emprender, who works in the area of construction. He lives in the San Antonio neighborhood, and he works very hard to support his family and provide for all of their needs. He leaves very early each day to begin his day of work. He is a master contractor, and is sought after to build houses because he does a good job; for this reason his always has work. He is a responsible person who has been a good example for his daughters, who are now at the university. Rafael will use the money requested to invest in new tools for his work, since the tools he has now are worn and are not very useful. For this reason he wants to renew his stock of tools and this is the reason he is requesting this new loan. He is very grateful to Emprender and Kiva for the trust provided in granting this loan.
El Señor Rafael esta casado y tiene ya hijas que se encuentran en la Universidad, es un cliente antiguo de Emprender que se dedica al área de la construccion, vive en la zona del Barrio San Antonio, el se dedica a trabajar muy duro para mantener a su familia y poderles brindar todo lo que necesitan, él sale muy temprano todos los días para comenzar su jornada de trabajo, es maestro contratista, lo buscan para que construya casas ya que el hace un buen trabajo por eso es que siempre esta con trabajo y es una persona muy responsable y ha sido un buen ejemplo para sus hijas que ahora se encuentran en la universidad. El Sr. Rafael con el dinero del credito requiere invertir en nuevas herramientas de trabajo ya que las herramientas que el tiene ya estan gastadas y no le son de gran utilidad por eso quiere renovarlas, es por eso que ha solicitado este nuevo credito. Esta muy agradecido con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.