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Manuel Alberto
Manuel Alberto B. S., 54, lives in Villa Libertad with his manicurist wife. They have a son, who no longer depends on him economically; his wife and he share household expenses; he works as a driver.

They are a family living in a very humble home, built 40 years ago, which is showing the signs of deterioration that the passage of time has caused.

For this reason, he is asking for funding to buy building materials to, primarily, replace the roof because the rainy season is approaching and this investment will make it possible for them to live in safer surroundings that are more comfortable for the whole family.
View original language description ↓
El señor Manuel Alberto B. S., tiene 54 años de edad vive en Villa Libertad tiene 1 hijo el cual ya no depende de él economicamnete, su esposa es manicurista y comparten los gastos del hogar, trabaja como chofer.

Ellos son una familia que vive en una casa muy himilde, construida hace 40 años en donde se notan los deterioros que el tiempo ha dejado, es por esta razon que solicita un prestamo para la compra de materiales de construccion, y cambiar en primera instancia el techo de su vivienda debido ha que las temporadas de lluvias se aproximan y esta inversion los apoyaria de gran manera ha habitar en un espacio mas seguro y comodo para toda la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Manuel Alberto to buy building materials and supplies to replace the roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2010
Mar 20, 2010
Currency Exchange Loss:
Sep 15, 2010