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Petrona Isabel
Petrona Isabel, 36, is married to Melvin Lazo, with whom she has two children: Melvin Antonio, 6, who is in first grade and Isaac, who is still an infant.

Petrona has sold Vogue brand cosmetics for several years; her husband supports her efforts and pays household expenses.

She is asking for her first loan to start building her house because her mother ceded a lot to her so that she could have her own home. She already has some of the materials but still needs to buy cement and iron and must pay the bricklayer labor costs.

Petrona's greatest dream is to see her house completed because this is her parents' legacy to her and she plans to improve it in the future so that her children can have more comfort.
View original language description ↓
Petrona Isabel de 36 años de edad es casada con el el Sr. Melvin Lazo, con quien procreo 2 niños, Melvin Antonio de 6 años estudiando 1er grado de primaria y el menor Isaac de añitos de edad. Petrona es vendedora de productos cosmeticos Vogue desde hace varios años, cuenta con el apoyo de su marido quien asume los gastos del hogar. Esta solicitando su 1er credito para poder comenzar la construccion de su casa, pues su mamá le cedio un terreno para que tuviera su propio techo, ya cuenta con una parte de los materiales, pero le hace falta comprar cemento, hierro y pagar la mano de obra de los albañiles. El mayor sueño de Petrona es poder ver construida su casa, ya que es el patrimonio que sus padres le estan dando y en el futuro piensa mejorarla para que sus hijos tengan mayor comodidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 47
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Petrona Isabel to buy building materials and supplies and to pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2010
Mar 20, 2010
Currency Exchange Loss:
Sep 15, 2010