A loan of $3,700 helped a member to buy chickens, vitamins and feed.

Mujeres De Chilcato Tora Group's story

The members of the Communal Bank "Mujeres de Chilcato Tora" [Women of Chilcato Tora] are enterprising and hard-working despite the daily inconveniences they face. They are always looking for a way to work through these issues and get ahead along with their families. This bank is located in the city of Cuenca, in a community called Chilcato Tora, hence the bank's name. This area is characterized by beautiful Andean landscapes with native vegetation. The people who live there work in agriculture and cattle raising.

Gloria got married young, and now at age 20 she has a three-year-old son. Her husband works patching walls. They don't have their own house and so they live with her husband's mother although they are financially independent.

Gloria works raising animals such as pigs, chickens, and cows, both for sale and for her own family's use. The milk produced by her cows is only for the family's use, and she sells her animals to the people in her community in order to be able to cover any unexpected expenses.

Gloria is a happy young woman and she enjoys a friendly relationship with all of the other members of her communal bank. She has been working with the bank for two loan cycles. With this loan she wants to buy chickens, and vitamins and feed to raise and sell them. Her greatest dream is to be able to build her own house.

Carmen C. is 60 years old and was widowed 29 years ago when her husband was hit by a car. She also lost one child of the seven that she carried. Her three oldest children are married and the other three, who are single, live with her in the house she owns. They help her out in paying the household expenses.

Carmen also works raising chickens, pigs and cows. She either sells the milk she gets from her cows to a delivery truck or uses it at home. She sells her animals in the neighboring community. She has told us that she's been doing this hard work for eleven years and that she learned it from her parents. Her work has helped to allow her children to get ahead in life.

Carmen is in her second loan cycle and with this loan she will buy chickens and feed in order to continue with her work. Her goal is to build a warehouse in order to expand her chicken raising operation.

In this group: Teresa Elvira, Celia Margarita, Gloria Enperatriz, Sandra Lorena, Libia Lourdes, Carmen Amelia, Carmen Rocío, Maria Angelita, Ruth Melania, Rosita Lucia, Luz Amable
*not pictured

Translated from Spanish by Kiva volunteer Catherine Fountain

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Loan details