A loan of $475 helped buy and sell products (soft drinks, beer, wine, etc.).

Judite Mateus's story

Judite Mateus L. was born in the district of Manjacaze, Gaza Province, in southern Mozambique. She is 41 years old, and married with no children. She only finished 7th grade, and had to leave school when she married her husband. She lives in her husband's service worker house. He is in the military and works for the Ministry of Defense. Judite supports her mother by sending her money to cover her expenses.
In 1985 she left Manjacaze for Boane in Maputo Province, to live with her sister. She's had her own business for more than 9 years. She has no employees and her business brings in about 4500 meticals a month, which she uses for household expenses, and she's able to save a little in her bank account.
She's had one loan with the TCHUMA Credit Association and decided not to continue there for a number of reasons. She learned about Hvuluku from a neighbor who is also a Hvuluku client. This is her third loan, in the amount of 15,000 meticals, which she will use to buy products (soft drinks, beer, wine, etc.) to diversify and increase the stock she carries. Her earlier loans were for 5000 and 13,000 meticals,which she used for the same purpose.
She's committed to paying this loan off on time so that in the future she'll be eligible for others. She'd like to request additional loans for her business in the future, and then use the profits to expand her house and offer her family better living conditions.

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Translated from Portuguese by Kiva volunteer Andrea Rosenberg

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