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Mrs. Sin S. is a 50 year old, married mother of three children. The children are all in school, and they live in Phnom Penh, Cambodia. She works as a teacher, earning around $2.50/day in revenue. Her husband (he is pictured) is a motor-taxi driver and generally earns around $1.50 a day. He would like to sell ice-cream in his community, which would enable him to make more money than driving a motor-taxi, but he faces a financial problem. To do so, he has applied for a loan amount of $500 to purchase a cart to attach to his motorcycle to operate a business.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 171
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sin to purchase a cart to attach to a motorcycle, to sell ice cream in their community.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 3, 2007
Sep 19, 2007
Currency Exchange Loss:
Oct 5, 2008