A loan helped a member to get bulk supplies of clothing.


Panorama Group's story

Ms. Neema is a client of the microfinance institution HEKIMA and the president of the solidarity group named “PANORAMA”. A married woman, she is 51 years old and the mother of seven children, all in school. Her husband is a merchant.

A vendor of clothing, she started this business in 2003 with startup funds from her husband. Later on, she jointed the HEKIMA loan program to support her work.

With this new loan, she is going to stock up on clothing in large amounts to bolster her initial capital. The business challenges have to do with a lack of customers.

Her wish is to provide an education for her children and to feed them. So, she thanks HEKIMA and its partners for supporting unbanked entrepreneurs.

In this group: Neema, Marina, Julienne, Gislaine, Blandine

Translator profile picture

Translated from French by Kiva volunteer Daniel Kuey.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.



Loan details


Lenders and lending teams




Loan details