A loan of $1,000 helped to purchase inventory of cologne, body lotion, lipstick, sandals, shoes, perfumes, jackets, etc., and to support her dried fish business.

Perpetua's story

Perpetua E. joined ASHI (Ahon SA Hirap Inc.), a Kiva partner in the Philippines, in 2005. Since then, she has grown to love the organization. ASHI helped her in the start-up of a business, supporting her husband with their daily expenditures. She and her husband have been direct selling Avon products for more than five years and also embarked in buying and selling dried fish in the local community.

She now proposes that her eighth loan, amounting to 45,000.00 Philippine pesos, be used to continue her businesses with the support of her husband. She will purchase inventory of supplies like cologne, body lotion, lipstick, sandals, shoes, perfumes, jackets and other stock. The remaining loan funds will be used for her dried-fish business for additional income.

Expanding Perpetua’s business will be the source of income to finance the needs of her family and to have a comfortable house to live in. She also hopes to expand her business and if possible, have a branch in other provinces, particularly in her hometown in order to provide employment to her relatives.

She is very thankful to all members of ASHI for educating her, especially in dealing with other people and the ability to accept new challenges in her life and in achieving her dreams to improve their way of life. Perpetua is also grateful to the ASHI-Kiva partnership for supporting people like her who want to move away from poverty and get ahead. She hopes that they continue this way for a long time and help many poor families.

The couple has a strong belief not to be affected by poverty; instead they are inspired to work hard for their five children.

About ASHI

As a micro-finance institution that uses the Grameen methodology, Ahon sa Hirap (ASHI), being the first practitioner in the field, saw how poor women and mothers work hard to earn money for the cash flow of their families and to provide their children with a better life.

The micro-credit ASHI is extending to these women is delivered directly to their villages and on the doorstep of their houses. When the loan is handed over to them, it is giving them hope that someday they will rise above poverty. (“Rise above poverty” is a direct English translation of “Ahon sa Hirap.”)

Loan details

Lenders and lending teams

Loan details