Araceli A. F. is the groups’ President. She is 32 years old, she obtained a traD. degree as a secretary and has no children. She tends her general store that she started 4 years ago. She is requesting the loan to invest in the store and buy groceries, spices, condiments, etc. Her customers are people from the same community; there are not many stores in the area, and her customers seek her and prefer her because they can find everything they need such as spices, condiments, dry chiles, groceries, and other products. She is very happy requesting this loan because her store will have more merchandise. She wants this loan to invest even more. With time, she also hopes to buy a car so she can transport the products herself from her providers. This picture was taken at the store of Mrs. Araceli; it can be seen how Mrs. Araceli sells an assortment of products at the store she started 4 years ago.
The other group members are:
* Josefina R. M. sells fruit
* Josefina P. M. sells napkins and candy
* Teresa B. P. sells candy
* Alma Delia A. F. sells bread
* Margarita D. L. C. M. sells fabrics, napkins, and threads
* Sara R. H. sells shoes
* Mariana F. Jimenes sells candy
Araceli A. F. es L. presidenta del grupo. Tiene 32 estudió hasta una carrera técnica en secretariado es comerciante y no tiene hijos ElL. se dedica a atender su miscelánea que inició hace 4 años. Solicita el préstamo para invertir mas en L. tienda como abarrotes, recaudo etc. Sus clientes son personas D. L. misma localidad, pues no hay muchas tiendas por L. zona además D. que sus clientes L. buscan y L. prefieren por que ahí encuentran D. todo, desD. recaudo, chiles secos, abarrotes entre otros productos. Al momento D. solicitar este préstamo se siente contenta por que podrá tener más mercancía. Quiere este crédito para poder invertir más. También espera poder con el tiempo comprar un coche que le ayuD. a transportar su producto D. donD. se surte.
Esta foto fue tomada en L. tienda o miscelánea D. L. Sra. Araceli, se ve como L. Sra. Araceli venD. varios productos en su tienda que inició hace 4 años.
Los otros integrantes del grupo son:
* R. M. JOSEFINA VENTA D. FRUTA
*P. M. JOSEFINA VENTA D. SERVILLETAS Y DULCES
*B. P. TERESA VENTA D. DULCES
*A. F. ALMA DELIA VENTA D. PANADERIA
*D. L. C. M. MARGARITA VENTA D. TELAS SERVILLETAS E HILOS
*R. H. SARA VENTA D. ZAPATO
*F. JIMENES MARIANA VENTA D. DULCES
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid