A loan of $825 helped a member purchase raw materials such as flour, yeast, milk, and other items.


Fuerza En Cristo Group's story

The group “Fuerza en Cristo” (Strength in Christ) consists of three hardworking and enterprising individuals from the fishing town of Masaya in the valley region of Laguna. The group coordinator is a young man named Juan José F. R.. Three years ago, he started selling bread that his wife produces. He distributes this product in order to generate more income.


F. has a goal of expanding his business, but his main objective is to have his own oven which would allow him to produce greater quantities and a wider variety of products. He currently rents an oven that that only produces two batches per day. F. will invest his loan in the purchase of raw materials such as flour, yeast, milk, and other items so that he can complete his orders.


Another member is María Adelia L. R., who in 1974 began selling chemical cleaning products such as Pine Sol and chlorine. Such products are used regularly by many households. Mercedes del Carmen S. is 44 years old and has a small shop. In addition, she buys and sells jocotes (a type of plum), mangos, mamoncillos (a fruit native to the Caribbean and Latin America), papaya, currants, and other fruits. They will invest their loans in their businesses.


Also worth noting is that they have participated in nonfinancial services offered by ADIM, such as training classes in product creation and business development. According to them, these services have helped them to manage and invest wisely, economize, and improve their self-esteem.

In this group: Juan José, María Adelia , Mercedes Del Carmen

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Translated from Spanish by Kiva volunteer Ronan Reodica



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