A loan of $650 helped buy and sell products (beef, sausages, and other types of meat).

Bilha Isaac's story

(It wasn't possible to take a photo at the business location, given the nature of the business)
Bilha Isaac M. was born in Gaza province, in southern Mozambique. She is 47 years old, married, and the mother of seven children from 27 to 9 years old. All of them attend school.

She completed tenth grade, but ended her studies since she married young. She lives with her family in her own house, where she supports only four of her children since the others have already married.

She left Gaza for Niassa province where she lived for around 27 years, and where her children were born. In 2000 she left with her family for Maputo where she found work as a helper in a mine removal project (TIC TAC). For over three years she has also owned her own butcher shop, where she has a monthly income of around 6500 MZN that she uses for household expenses in addition to saving some in her bank account.

She has never taken out loans with other banks, and learned about Hluvuku through her sister-in-law who is already a client. This is her second loan for 20,000 MZN that she plans to use to purchase products (beef, sausages and other kinds of meat) to increase her stock of products.

She agrees to pay off the loan in a timely manner in order to be able to take out others. In the future she would like to apply for additional loans to build a mini-market.

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Translated from Portuguese by Kiva volunteer Megan and David Kaisel

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