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Esmelida Amarile
Esmelida P. is 38 years old. She lives in the suburban zone of Fortín D. Guayaquil. Her dwelling only has light and water, she is a single mother with 2 children, 16 and 12 years old.

It has been difficult being a single mother so 6 years ago, because of her children, she decided to get a loan from her sister who lives abroad. Esmelida invested the money in a small stationery store in a place called Bahia (place in Guayaquil where many informal merchants have small businesses).

She moved the stationery store to her house and started selling clothes and toys. She works from 6:00am to 8:00pm with the help of her mother. Criminality in Fortín is unstoppable so therefore she closes her business early.

With the loan she will buy a showcase, notebooks, and clothes for her business. In the future she wishes to set up telephone booths at her business.

View original language description ↓
Esmelida P. D. 38 años, vive en una zona periurbana en el Fortín D. Guayaquil, en su vivienda solo cuenta con luz y agua como servicios básicos, es madre soltera con 2 hijos D. 16 y 12 años.

Ser madre soltera ha sido muy difícil pero por sus hijos decidió hace 6 años prestarle dinero a su hermana que esta en el exterior, Esmelida lo invirtió en una pequeña papelería en un lugar llamado Bahía (lugar en Guayaquil donD. muchos comerciantes informales tienen pequeños negocios).

Ahora elL. traslado L. papelería a su casa e implemento L. venta D. ropa y juguetes. Trabaja desD. las 06h00 hasta las 20h00 con L. ayuda D. su mama. L. delincuencia del Fortín esta imparable y esto hace que elL. cierre temprano su negocio.

Con el préstamo quiere comprar una vitrina, cuadernos, ropa para surtir mejor su negocio. En el futuro quiere poner en su papelería cabinas telefónicas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Esmelida Amarile purchase showcase, notebooks, and clothes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 3, 2010
Mar 18, 2010
Currency Exchange Loss:
Dec 15, 2010