A loan of $1,600 helped a member purchase of two bulls for resale.

Gulbayra's Group's story

Gulbayra S. is the leader of this group. She has reached an old age, and specifically, she is already fifty years old. However, Gulbayra is no hurry to rest. Her three children have become adults a long time ago. The oldest son is single and works at a company in Bishkek, and the daughter is married. The youngest son is also single and works at a furniture factory. Having such good children, any mother would have preferred to stay home and rest. But this is not Gulbayra’s calling. She spends and has spent her life in a water funnel of everyday life, in hard work. Currently, she sells livestock at the livestock market. Gulbayra started her business five years ago, when she and her husband fattened and sold one bull and put the profit into turnover. Now, Gulbayra is primarily involved in the business, but always uses her husband’s support. He works at a school. And just like many employees in this field, her husband’s salary is not high at all. Thanks to Gulbayra’s business, they live fairly well. Gulbayra achieved a lot over the years: bought a plot of land in Bishkek (capital of Kyrgyzstan) to be used for construction, married off her daughter. Her monthly income is about five thousand som ($110). Gulbayra decided to request a loan because she wants to buy two bulls for resale. In the future, she plans to marry off her sons, build a house and expand the business by increasing the livestock headcount.

Gulbayra has four partners in the group:

Dinara B. is thirty-seven years old. She is a widow and has two daughters, both of whom attend school. Dinara works as a system administrator at the city registry. She wants to obtain this loan in order to buy an electric oven, DVD player and vacuum cleaner.

Janyl M. is fifty-two years old. Her husband is a specialist at the city registry. And Janyl sells merchandise at a store. She has three sons, two of whom still live with their parents. Janyl wants to obtain the loan and buy two bags of sugar for resale.

Yrysbubu K. is sixty-seven years old. She and her husband are retired. Current life, however, showed that a person with desire and will can become whoever she wants to be at any age. Yrysbubu is a businesswoman. She sells cattle and horses. She needs the loan to buy three sheep.

Bolgonay T. is fifty-five years old. She raised six children, all of whom are grown and lead independent lives. Bolgonay still works. She makes women’s knitwear to-order. She hopes to obtain the loan and purchase thirty rolls of knit thread.

In this group: Gulbayra, Dinara, Janyl, Irisbubu, Bolgonay

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey

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