A loan of $5,000 helped a member 20 pairs of used shoes for resale.

Rafiki Group's story

Mbavu C. is the president of this loan group named 'Rafiki'; she is the one raising her hand in the group photo. She's on her 10th loan, aged 42, and married. She is the mother of 13 children of whom nine are enrolled in school, three are married, and the youngest is not yet of school age. Her husband is a bailiff in a co-op. Please note that this mother has two sets of twins.

She began her little business with her own working capital of US$ 10, received from her neighbor as a non-reimbursable loan aimed at helping her situation. She goes around the streets of Goma selling used shoes. She has been in this business for 14 years. She also sells potatoes out of her home to add to her income.

With the micro-finance institution Hekima's loan, Mbavu C. hopes to raise her profit by buying 20 pairs of used shoes. In future, she plans to change businesses by opening a little general store and in the long run she hopes to be able to buy a plot of land for her family.

Mbavu C. thanks MFI Hekima for the loans that she has received without any tangible assets as collateral because it is thanks to these loans that she manages to support her children.

This group is made up of 21 members, all women with the exception of one man. Please also note that our client Kabuo K. is ill and her husband represented her, for which reason there are two men visible in the group photo.

In this group: Mbavu, Chikuza , Zawadi, Zabibu, Chaziga, Katsuva, Utupe, Kavira, Kabuo , Katoto, Masika, Nyereza, Mudherwa, Nzigire, Mukakimenyi, Naomi, Osake, Jeanine, Zawadi, Munyerenkana, Tasiana

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Translated from French by Kiva volunteer Teresa Kramer

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